Privacy Statement

CIB MARINE BANCSHARES, INC.
AFFILIATED BANKS AND COMPANIES
PRIVACY STATEMENT

Our Pledge To You
The privacy relating to accounts held by customers affiliated with any institution owned by CIB Marine Bancshares, Inc. will be treated with the utmost confidentiality. We realize the importance of maintaining a customer’s right to privacy. That is why each and every employee of this corporation is tested as to their knowledge of this regulation. Our pledge to you is we will honor our commitment to follow the procedures outlined in this regulation.

Information We Disclose
We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.

We may disclose all of the information we collect as described above to third parties that perform marketing services on our behalf or to other financial institutions such as securities firms with whom we have joint marketing agreements. These third parties must agree to strict confidentiality provisions to assure the protection of your information. Because we already limit the sharing of your non-public personal information as outlined above, no action is necessary on your part to limit such sharing.

Employee Access to Customer Information
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.

Security Procedures
We maintain appropriate security standards and procedures regarding unauthorized access to customer information.

Notice of Relationship
CIB Marine Bancshares, Inc. — N27 W24025 Paul Court, Pewaukee, WI 53072, a bank holding company, is related to the names and addresses of banks and subsidiaries listed below of which you are also a customer. You may not be compelled to buy any product or service from any of the companies listed below in order to participate in any transaction. If you feel that you have been compelled to buy a product or service from any of the companies listed below or any other related company in order to participate in any transaction, please contact the management of either of the companies at the addresses listed below; or, contact the Division of Banking at the Federal Reserve Bank of Chicago, Director of Applications, 230 South LaSalle Street, Chicago, IL 60604.